ABL Relationship Manager

Position Summary
The ABL Portfolio Manager is responsible for managing a portfolio of asset-based lending relationships, ensuring credit quality, compliance, and client satisfaction. This role involves ongoing credit analysis, collateral monitoring, risk assessment, and coordination with underwriting, field examiners, and relationship managers.

Key Responsibilities

• Manage a portfolio of ABL clients, including revolvers secured by accounts receivable, inventory, and other collateral
• Monitor borrower performance through regular financial analysis, borrowing base reviews, and covenant tracking
• Review and analyze collateral reports, including AR agings, inventory reports, and ineligibles
• Identify early warning signs of credit deterioration and recommend appropriate risk mitigation strategies
• Prepare annual reviews, renewals, amendments, and credit memos
• Work closely with Relationship Managers to support client needs and cross-sell opportunities
• Coordinate with field examiners and third-party vendors on collateral audits
• Ensure compliance with loan agreements, internal policies, and regulatory requirements
• Participate in structuring deals and onboarding new clients as needed
• Maintain accurate risk ratings and portfolio reporting